To Ernesta, helping clients plan for their financial future goes beyond simply crunching numbers. She understands that people need to feel comfortable with their financial advisor, so she does everything she can to put them at ease and learn about their circumstances before making recommendations as to their specific goals. Tobin is a CERTIFIED FINANCIAL PLANNER™ and a Certified Divorce Financial Analyst and has been a financial advisor since July of 2002. A widow herself, Tobin knows the emotions involved when tragedy strikes and finances are in upheaval, and planning for the future under normal circumstances. Using her professional expertise and personal experiences, Tobin guides clients through the financial process one step at a time. It may take multiple appointments, but together they develop a plan that best meets the client’s needs so they can journey through all life stages with confidence.
Ernesta has been selected as a 2018 Five Star Wealth Manager*. With extensive research conducted to identify a select group of wealth managers who are exceptional in both their ability and their commitment to client commitment to overall satisfaction, this coveted award is limited to a very small percentage of the wealth managers in the Detroit area.
Recipients are chosen based on survey results that evaluate wealth managers on ten different criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2018 Five Star Wealth Managers. As a recipient of this award, Ernesta was featured in a special section of the June issue of HOUR Detroit and the July/August issue of DBusiness. Ernesta also received the Five Star Wealth Manager award in 2012, and from 2014–2018. In addition, she received CUNA Brokerage’s Women of Distinction award for her superior performance and contribution to the financial services industry in 2007.
Ernesta lives in Shelby Township and has a daughter, Crystal. In her leisure time Ernesta enjoys spending time with her family, traveling and riding long distances on a road bicycle along the local lakes and nature trails.
*Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2012, 2014, 2015, 2016, 2017, and 2018 Five Star Wealth Managers.